On Thursday in class we were discussing becoming a Sannyasan and how it isn't necessarily a negative decision, which I agree with, but then I started creating more questions after thinking on this later.

Would you be able to end your cycle of reincarnation if you didn't choose the path of becoming a Sannyasan but choose becoming one with god on your own.  Do you have the option of living your life and being at peace and one with you Atman without abandoning your world possessions?

Or, if this was so would you by default choose the path of becoming Sannyasan?